One of the easiest ways for an employee to qualify for voluntary benefits in the workplace is through group products.  These products can be less expensive than individual products and the risk is spread over the entire group so there is preferential underwriting with certain participation levels.  Underwriting based on participation allows those employees who may not be able to be approved for an individual product can get approved through Guarantee Issue on group products.

American Insurnet also can assist groups with Annuities and 401K Retirement Plans to assist employees with maximizing their income for the post employment years.

Long Term Care
Critical Illness
Retirement 401k
Mini Med & Limited Medical Benefit Plans